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1. About this privacy policy
This Privacy Policy applies to Budget Wizard, including our website, calculators, money guides, articles and newsletter sign-up. It explains how we handle personal information when you use these services.
We aim to collect only the information we reasonably need. You do not need to create an account or provide your name to use the core calculators and guides.
2. Who is responsible for your data
Budget Wizard is responsible for deciding how personal data collected through this website is used. For privacy questions or requests, email privacy@budgetwizard.co.uk.
General support enquiries can be sent to support@budgetwizard.co.uk.
3. Information we may collect
Information you choose to provide
- Newsletter information: your email address, sign-up source, consent wording and the date/time of consent.
- Messages to us: information you include if you contact Budget Wizard.
Technical and usage information
Our hosting, security and analytics systems may process information such as IP address, browser or device type, pages viewed, referring page, approximate location derived from an IP address, timestamps, diagnostic information and cookie or similar identifiers. The exact information depends on the services enabled on the website.
Calculator inputs
Calculator results are designed to work without creating a personal account. Unless a calculator clearly tells you otherwise, do not enter information that identifies you. If we later introduce saved calculations or accounts, we will update this policy and explain the additional processing at the point of collection.
4. Why we use personal data
- To provide, maintain and secure the website and its features.
- To respond to enquiries and support requests.
- To send the Budget Wizard newsletter where you have asked us to do so.
- To understand website performance and improve content, usability and calculators.
- To prevent spam, abuse, fraud and other misuse.
- To comply with legal obligations and establish or defend legal rights where necessary.
5. Our lawful bases
Depending on the activity, we may rely on:
- Consent — for example, when you actively opt in to receive newsletter emails. You can withdraw consent at any time.
- Legitimate interests — for proportionate activities such as keeping the website secure, understanding aggregate site performance and improving our services, where those interests are not overridden by your rights.
- Legal obligation — where we must retain or disclose information to comply with applicable law.
6. Newsletter and direct marketing
We only add you to the Budget Wizard newsletter when you actively confirm that you want to receive it. Our sign-up process records the email address, source, consent wording and consent timestamp so that we can administer your subscription.
You can withdraw your consent at any time using the unsubscribe mechanism provided in our emails or by contacting us. Withdrawing consent does not affect processing that lawfully took place before withdrawal.
We may retain a minimal suppression record after an unsubscribe so that we can respect your request and avoid accidentally re-subscribing you through an imported mailing list.
7. Cookies and analytics
Budget Wizard may use strictly necessary cookies to operate the site securely and, where enabled, analytics or similar technologies to understand how the site is used.
Non-essential cookies should only be used in accordance with the consent choices made through the website. You can also control cookies through your browser settings, although blocking essential cookies may affect website functionality.
8. Who we may share information with
We do not sell personal data. We may use trusted service providers that help us operate the website, such as hosting, security, analytics, email delivery and technical support providers. They should only process data for agreed purposes and under appropriate contractual safeguards.
We may also disclose information where required by law, to protect legal rights, or in connection with a genuine business reorganisation or transfer, subject to applicable data protection requirements.
9. International transfers
Some technology providers may process information outside the United Kingdom. Where this happens, we will use an appropriate transfer mechanism or other safeguard required by UK data protection law.
10. How long we keep information
We keep personal data only for as long as reasonably necessary for the purpose for which it was collected, including legal, accounting, security and dispute-resolution needs.
- Active newsletter subscription data is retained while you remain subscribed.
- Unsubscribe/suppression information may be retained for as long as needed to honour your opt-out.
- Enquiry correspondence is retained only as long as needed to deal with the enquiry and any reasonable follow-up.
- Technical logs and analytics data are retained according to the settings of the relevant service and our operational needs.
11. Security
We use reasonable technical and organisational measures intended to protect personal data against loss, misuse, unauthorised access, alteration or disclosure. No internet service can guarantee absolute security.
12. Your data protection rights
Depending on the circumstances, UK data protection law may give you rights to:
- ask for access to personal data we hold about you;
- ask us to correct inaccurate or incomplete information;
- ask us to erase personal data in certain circumstances;
- ask us to restrict processing in certain circumstances;
- object to certain processing, including direct marketing;
- receive certain data in a portable format; and
- withdraw consent where consent is the lawful basis.
To exercise a right, contact privacy@budgetwizard.co.uk. We may need to verify your identity before completing a request.
13. Complaints
If you have a concern about how we use your information, please contact us first so we can try to resolve it. You also have the right to complain to the UK Information Commissioner's Office (ICO).
14. Children
Budget Wizard is intended as a general money-information website and is not designed to collect personal information from children. If you believe a child has provided personal data to us inappropriately, please contact us.
15. Changes to this policy
We may update this policy when our services, technology or legal obligations change. The current version will be published on this page with its latest update date.
Last updated: 10 August 2026.